Supporting your buy to let and residential cases
Low-income buy to let clients, first-time buyers, or something totally unexpected – we see the potential and cut through complexity.
With our empowered national BDM team, our experienced underwriters and a willingness to consider cases that fall outside of standard criteria, we’re ready to tackle a range of cases.
Here’s how we could help:
- Large loan mortgages
- HMOs and MUFBs
- Limited company and SPV mortgages
- Options for self-employed and contractors
- Shared ownership mortgages
- Lending into retirement
Our products
Buy to let
The buy to let market can be challenging, but we’re always on hand to support and make things easier for our brokers.
We take a leading position in the buy to let market, and our diverse range of products is designed to support property investors. Whether they’re first-timers or experienced landlords with extensive property portfolios, we have the criteria to support you.
Want to know more about how we can help your clients?
Want to know more about how we can help your clients?
Residential
Buying a home is becoming increasingly complex. With our residential criteria and experienced team, we could help you tackle range of demanding cases.
Our residential product range and flexible criteria means we could help where other lenders may struggle. Self-employed applicants, shared ownership cases, first-time buyers – these are just some of the ways we could support your clients.
Distribution partners
We lend exclusively through a closed network. Below you’ll find a complete list of the networks, clubs and packagers that we currently work with.
Group introducer agreement
Read our broker terms of business
Awards
We’re proud to be recognised as an award-winning specialist lender in our industry.
Take a look at some of our latest awards:
L&G Mortgage Club Awards 2023
Best Specialist Lender
Crystal Ball Awards 2022
Buy to Let Lender of the Year
Mortgage Strategy Awards 2023
Best Specialist Lender
The British Mortgage Awards 2023
Business Leader: Intermediary Lender (less than £5bn gross lending p.a) category – Adrian Moloney
The British Mortgage Awards 2023
Lender: Telephony Relationship Manager category – Joe Baxter
FR Awards 2022
Underwriter of the Year - Sally Jeal
The Mortgage Strategy Awards 2022
Best Specialist Lender
L&G Mortgage Club Awards 2022
We were awarded Best Specialist Lender
Best Specialist Lender 2021
We were awarded Best Specialist Lender
Financial Adviser Service Awards 2020
We were awarded a five-star rating in the Mortgage category
The Mortgage Strategy Awards 2020
We were awarded Best BDM Team
L&G Mortgage Club Awards 2020
We won Best Lender for Buy to Let
L&G Mortgage Club Awards 2020
We won Business Development of the Year – Helen Comben
The SFI Awards 2020
We were awarded Specialist Buy to Let Lender of the Year.
Bridging & Commercial Awards 2020
We were awarded Best Specialist Bank
HL Partnership awards 2020
Awarded Best BDM Team – a great achievement made extra special as we were nominated by our brokers.
Paradigm Awards 2020
Awarded Best Specialist Lender for the second year running, and voted for by Paradigm’s members.
The Mortgage Strategy Awards 2019
Voted in part by the public we were awarded Best Buy-to-Let Lender.
The Mortgage Strategy Awards 2019
We were awarded Best Specialist Lender.
Moneyfacts Awards
We were awarded Best Specialist Mortgage Provider.
The British Specialist Lending Awards 2019
We were awarded Lender: Underwriter – Alison Drysdale
SimplyBiz Mortgages 2019
The Best Specialist Lender
L&G Mortgage Club Awards 2019
Best Specialist Lender
Lending Awards 2019
Best Specialist Mortgage Provider