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Buy to let
- Products
  - Buy to let mortgages
    
    Our top highlights:
    
    Up to 80% LTV
    
    No maximum loan amount
    
    View products
  - Buy to let product transfer
    
    Our top highlights:
    
    New mortgage products for existing customers
    
    Online submission available for some accounts
    
    No underwriting assessment required
    
    View products
  - Buy to let further advances
    
    Additional borrowing
    
    For existing customers requiring additional borrowing
    
    Exclusions apply on use of funds
    
    View products
- Criteria
  - Buy to let Criteria
    
    Adverse credit
    
    Applicant
    
    Fees
    
    Income
    
    Property
    
    Criteria
- Calculator
  - Buy to let calculator
  - Further advance calculator
- Literature
  - Non-portfolio app forms
    
    Non-portfolio app forms
    
    Mortgage application form
    
    Consents and declarations
    
    Direct debit mandate
    
    Buy to let property schedule
    
    View
  - Portfolio app forms
    
    Portfolio app forms
    
    Mortgage application form
    
    Consents and declarations
    
    Direct debit mandate
    
    Additional applicants application form
    
    Buy to let property schedule
    
    Business plan
    
    View
  - Further advance app form
    
    Further advance app form
    
    Further advance AIP and application form
    
    View
  - Product transfer app form
    
    Product transfer app form
    
    Product transfer broker authorisation form
    
    View
  - Downloads for solicitors
    
    Downloads for solicitors
    
    Solicitor instructions
    
    Solicitor registration form
    
    Certificate of title
    
    Consent and undertaking
    
    Mortgage deed
    
    Mortgage terms and conditions
    
    Deed of postponement
    
    View
  - Guides
    
    Guides
    
    Buy to let mortgage products guide
    
    Broker portal user guide
    
    Portfolio submission platform (BTL Hub) user guide
    
    View
  - Client reference sheets
    
    Client reference sheets
    
    Fees and charges
    
    View
- Placing business
  - Submitting non-portfolio apps
    
    Submitting non-portfolio apps
    
    Register
    
    Log in to the portal
    
    Select your journey
    
    Produce an illustration
    
    Submit an AIP
    
    Submit your full app
    
    Completion
    
    Place case
  - Submitting portfolio apps
    
    Submitting portfolio apps
    
    Register
    
    Log in to the portal
    
    Select your journey
    
    Produce an illustration
    
    Submit an AIP
    
    Submit your full app
    
    Completion
    
    Place case
  - Submitting further advances
    
    Submitting further advances
    
    Complete form
    
    Email
    
    Completion
    
    Place case
  - Submitting product transfers
    
    Submitting product transfers
    
    Use the correct online or paper process
    
    Submit a product transfer request
    
    Confirmation and completion
    
    Place case
  - Request a transfer of equity
    
    Submitting a transfer of equity
    
    Contact us
    
    Place case
  - Transfer to limited company
    
    Transfer to a limited company
    
    Ensure eligibility
    
    Gather required details and forms
    
    Contact our team
    
    Completion
    
    Place case
Residential
- Products
  - Residential mortgage products
    
    Our top highlights:
    
    Up to 95% LTV
    
    No maximum property value
    
    No maximum loan on selected products
    
    View products
  - Residential product transfer
    
    Our top highlights:
    
    New mortgage products for existing customers
    
    Online submission available for some accounts
    
    No underwriting assessment required
    
    View products
  - Residential further advances
    
    Our top highlights:
    
    For existing customers requiring additional borrowing
    
    Exclusions apply on use of funds
    
    View products
- Criteria
  - Residential Criteria
    
    Adverse credit
    
    Applicant
    
    Fees
    
    Income
    
    Property
    
    Criteria
- Calculator
  - Residential calculator
- Literature
  - Residential app forms
    
    Residential app forms
    
    Mortgage application form
    
    Additional applicants application form
    
    Consents and declarations
    
    Direct debit mandate
    
    Buy to let property schedule
    
    View
  - Further advance app forms
    
    Further advance app forms
    
    Further advance AIP and application form
    
    View
  - Product transfer app forms
    
    Product transfer app forms
    
    Product transfer broker authorisation form
    
    View
  - Porting app form
    
    Porting app form
    
    Mortgage porting app form
    
    View
  - Downloads for solicitors
    
    Downloads for solicitors
    
    Solicitor instructions
    
    Solicitor registration form
    
    Certificate of title
    
    Consent and undertaking
    
    Mortgage deed
    
    Terms and conditions
    
    Deed of postponement
    
    View
  - Guides
    
    Guides
    
    Residential mortgage product guide
    
    Broker portal user guide
    
    Portfolio submission platform (BTL Hub) user guide
    
    View
  - Client reference sheets
    
    Client reference sheets
    
    Fees and charges
    
    View
- Placing business
  - Submitting new apps
    
    Submitting a new app
    
    Register
    
    Log in to the portal
    
    Produce an illustration
    
    Submit an AIP
    
    Submit your full application
    
    Completion
    
    Place case
  - Submitting further advances
    
    Submitting further advances
    
    Complete form
    
    Email
    
    Completion
    
    Place case
  - Submitting product transfers
    
    Submitting product transfers
    
    Use the correct online or paper process
    
    Submit a product transfer request
    
    Confirmation and completion
    
    Place case
  - Submitting porting apps
    
    Submitting porting apps
    
    Complete form
    
    Email
    
    Completion
    
    Place case
  - Request a transfer of equity
    
    Submitting transfer of equity
    
    Contact us
    
    Place case

Buy to let

Residential

Info

Latest updates

News

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News

15.10.2024

Kent Reliance for Intermediaries launches limited edition Buy to Let 1 year fixed range

Specialist lender Kent Reliance for Intermediaries (KRFI), part of the OSB Group has launched a brand new buy to let limited edition 1 year fixed product.

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News

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News

17.05.2024

Kent Reliance for Intermediaries widens BTL offering with competitive rates

Kent Reliance for Intermediaries, part of OSB Group, has introduced new buy to let (BTL) products and reduced rates. Launched products include reduced 75% LTV rates, lower LTV options and large MUFB products.

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News

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News

18.03.2024

Kent Reliance for Intermediaries launches new residential ranges and reduces rates

Kent Reliance for Intermediaries, (part of OSB Group) has refreshed products across their residential, buy to let, and shared ownership product ranges. Changes include relaunching Income Flexibility and Extra Flexibility residential ranges and rate reductions of 50bps on selected buy to let rates.

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News

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News

08.03.2024

Kent Reliance for Intermediaries helps footballer score dream home

With over 4.3 million people now classed as self-employed in the UK1, complex incomes are no longer uncommon and specialist lenders with experienced BDMs on hand, are needed to help strike up those important conversations.

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News

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News

19.07.2023

BMA award-winner Joe Baxter appointed as BDM for South

Specialist lender OSB Group has promoted Joe Baxter to customer-facing Business Development Manager (BDM), covering the South Coast to South Wales, including Southampton, Bristol, Bath and Cardiff.

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News

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News

20.04.2023

Samantha Brain appointed as BDM for central region

Specialist lender OSB Group have promoted Samantha Brain from office based business development manager to customer facing external Business Development Manager (BDM) covering the central region.

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News

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News

06.01.2023

Kent Reliance for Intermediaries launches competitive residential range including income flex

Kent Reliance for Intermediaries, part of the leading specialist lender OSB Group, has launched a competitive new residential mortgage range which includes the return of their popular income flexibility proposition.

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News

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News

18.05.2022

Kent Reliance for Intermediaries launches new residential range for clients needing extra flexibility

Kent Reliance for Intermediaries, part of the leading specialist lender OSB Group, has launched a new residential mortgage proposition to support brokers with clients who need flexibility around complex income streams...

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News

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News

11.05.2022

OSB Group boosts national broker support following successful pilot with office based BDM team

OSB Group, one of the leading specialist lenders, has announced the launch of a new office based BDM team, under the direction of Simon Cockerill, Head of Intermediary Sales Development.

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News

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News

06.04.2022

Kent Reliance for Intermediaries and EY produce educational tax guide for intermediary brokers

Part of leading specialist lender OSB Group and EY have worked together to produce an educational guide for brokers based on the rule updates to the UK tax system.

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News

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News

22.03.2022

OSB Group creates High Net Worth division to support brokers and customers

OSB Group, one of the leading specialist lenders has unveiled plans for a new High Net Worth Client Management Team under the leadership of Simon Cockerill, Head of Intermediary Sales Development.

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News

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News

14.03.2022

OSB Group joins the United Nations Net Zero Banking Alliance and commits to net zero by 2050

As one of the leading specialist lenders in the UK, OSB Group’s purpose is “to help our customers, colleagues and communities prosper”. The commitment the Group...

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News

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News

23.02.2022

OSB Group unveils new BDM model supporting service and expertise to brokers

OSB Group, one of the UK’s leading specialist lenders, has unveiled plans for a new sales team structure to provide brokers with enhanced engagement and support...

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News

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News

17.02.2022

Kent Reliance for Intermediaries appoints new BDM for West End, South London and West London

Kent Reliance for Intermediaries, part of specialist lender OSB Group, has appointed Melanie Merchant as a Business Development Manager to cover...

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News

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News

06.01.2021

Cleary announces sales team restructure

Precise Mortgages, Kent Reliance for Intermediaries and InterBay Commercial sales teams, have been restructured to better support intermediary partners and to enhance the service that is provided to them.

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News

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News

25.06.2020

Kent Reliance for Intermediaries and EY team up to produce tax guide for intermediary broker partners

Kent Reliance for Intermediaries and EY have worked together to produce a guide for property investors on the changes to the UK tax system.

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News

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News

16.06.2020

Kent Reliance for Intermediaries re-introduces shared ownership proposition

Kent Reliance for Intermediaries, part of the specialist lending and retail savings group OneSavings Bank plc, has today re-introduced its shared ownership residential product range

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News

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News

02.06.2020

Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial drive pipeline business forward

Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial are pleased to announce that all buy to let and residential pipeline cases, where valuation fees have been paid

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News

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News

19.05.2020

Kent Reliance for Intermediaries, Precise Mortgages and InterBay Commercial increase LTVs to 75%

OneSavings Bank (OSB) has today launched a new product range across its three lending brands following news that physical valuations can take place in England.

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News

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News

07.05.2020

OneSavings Bank expands lending range options including increase to 70% LTV on buy to let and residential products

Following the recent announcement that OneSavings Bank has resumed new business lending through its Kent Reliance for Intermediaries and Precise Mortgages trading brands

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News

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News

05.03.2020

Adrian Moloney and Roger Morris take on Group roles at OneSavings Bank

OneSavings Bank (OSB) have today announced that Adrian Moloney and Roger Morris are to take on Group roles within OSB and will report into Alan Cleary, OSB Group Managing Director for Mortgages.

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News

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News

02.12.2019

Kent Reliance for Intermediaries secures complex case funding for over £8 million

Kent Reliance for Intermediaries, part of specialist mortgage provider and retail savings group OneSavings Bank plc

Our top highlights:

Our top highlights:

Additional borrowing

Buy to let Criteria

Non-portfolio app forms

Portfolio app forms

Further advance app form

Product transfer app form

Downloads for solicitors

Guides

Client reference sheets

Submitting non-portfolio apps

Submitting portfolio apps

Submitting further advances

Submitting product transfers

Submitting a transfer of equity

Transfer to a limited company

Our top highlights:

Our top highlights:

Our top highlights:

Residential Criteria

Residential app forms

Further advance app forms

Product transfer app forms

Porting app form

Downloads for solicitors

Guides

Client reference sheets

Submitting a new app

Submitting further advances

Submitting product transfers

Submitting porting apps

Submitting transfer of equity

Our top highlights:

Our top highlights:

Additional borrowing

Buy to let Criteria

Non-portfolio app forms

Portfolio app forms

Further advance app form

Product transfer app form

Downloads for solicitors

Guides

Client reference sheets

Submitting non-portfolio apps

Submitting portfolio apps

Submitting further advances

Submitting product transfers

Submitting a transfer of equity

Transfer to a limited company

Our top highlights:

Our top highlights:

Our top highlights:

Residential Criteria

Residential app forms

Further advance app forms

Product transfer app forms

Porting app form

Downloads for solicitors

Guides

Client reference sheets

Submitting a new app

Submitting further advances

Submitting product transfers

Submitting porting apps

Submitting transfer of equity

Latest updates

News

Kent Reliance for Intermediaries launches limited edition Buy to Let 1 year fixed range

Know more

News

Kent Reliance for Intermediaries widens BTL offering with competitive rates

Know more

News

Kent Reliance for Intermediaries launches new residential ranges and reduces rates

Know more

News

Kent Reliance for Intermediaries helps footballer score dream home

Know more

News