Place, track or update a case online.
For 4+ mortgaged rental properties.
Up to 80% LTV
No maximum loan amount
View products
New mortgage products for existing customers
Online submission available for some accounts
No underwriting assessment required
For existing customers requiring additional borrowing
Exclusions apply on use of funds
Adverse credit
Applicant
Fees
Income
Property
Criteria
Mortgage application form
Consents and declarations
Direct debit mandate
Buy to let property schedule
View
Additional applicants application form
Business plan
Further advance AIP and application form
Product transfer broker authorisation form
Solicitor instructions
Solicitor registration form
Certificate of title
Consent and undertaking
Mortgage deed
Mortgage terms and conditions
Deed of postponement
Buy to let mortgage products guide
Broker portal user guide
Portfolio submission platform (BTL Hub) user guide
Fees and charges
Register
Log in to the portal
Select your journey
Produce an illustration
Submit an AIP
Submit your full app
Completion
Place case
Complete form
Email
Use the correct online or paper process
Submit a product transfer request
Confirmation and completion
Contact us
Ensure eligibility
Gather required details and forms
Contact our team
Up to 95% LTV
No maximum property value
No maximum loan on selected products
Mortgage porting app form
Terms and conditions
Residential mortgage product guide
Submit your full application
Writen by:
Adrian Moloney
07.06.2024
There are numerous reasons why a client’s situation might not be straightforward. But ultimately, they all have the same goal – to secure the mortgage they need.
PR team
06.06.2024
Delving deeper into the complexities of a case could make all the difference. A conversation with us means we can explore alternatives and consider cases outside of our standard criteria.
Liza Campion
22.05.2023
Imagine you’re approached by a customer who’s looking for a residential mortgage. During your conversation, you find out that they’re partially sighted and have a little trouble reading the text on documents. Or you may discover they’ve recently separated from their long-term partner. You may even notice that they sound a little down or agitated.
Many customers simply prefer doing their banking in-branch, with face-to-face services giving them the chance to talk to people. It also gives them the peace of mind and security of seeing transactions taking place and receiving a paper record to prove it.
It was only while I was working from home during the dark days of lockdown when I realised just how many delivery drivers and riders there are out on the roads.
As is so often the case however, appearances can be deceptive and sportspeople, just like the rest of us, can often find themselves in situations outside of their control.
How many times have you read one of those romance scam stories about someone getting tricked out of their savings by someone they’ve met online and thought ‘How could anyone be fooled that easily’?
16.08.2022
Your clients may be considering the way they run their rental portfolio and exploring the option of managing it through a limited company for tax efficiency.
Alan Kimber
01.10.2021
How to better support your clients in 2021 and beyond.
19.07.2021
It’s hardy surprisingly that the pandemic has had a major impact on the rental market over the past 12 months or so – as the number of cases of coronavirus went up, the number of rental properties sold went down. The same can be said for the number of landlords selling properties too.
13.07.2021
The COVID-19 pandemic has brought about many changes to our lives – from the way we socialise to the way we work. Unfortunately, such changes have also meant many unwanted challenges for people looking to purchase a property.
22.06.2021
Imagine a customer approaches you looking for help securing a residential loan: Stephanie – a thirtysomething, self-employed contractor working in advertising who, despite the challenges thrown at them by COVID-19, has managed to continue working through the pandemic.
22.04.2021
With the nation being forced to spend the most part of last year indoors, the dream of becoming a homeowner and having your own space remains a priority for many aspiring first-time buyers.
10.12.2020
Is shared ownership more complicated for brokers to take on? Does it involve a lot more paperwork? Is it harder to secure a mortgage? We take a look.
08.12.2020
Finding the right lender for your specialist shared ownership cases is crucial in the current climate, we take a look at why Kent Reliance for Intermediaries could be the best option for your clients.
03.12.2020
In the second article of our shared ownership series, we answer some questions exploring the differences between Help to Buy and shared ownership and the pitfalls to be aware of.
30.11.2020
Shared ownership is becoming an increasingly popular option for those looking to buy their first home, but there are many misconceptions and myths surrounding it. We attempt to dispel some of them with a series of six articles exploring different aspects of shared ownership, starting with stamp duty.
21.10.2020
Read more about why you should put Kent Reliance for Intermediaries top of your list for limited company loans.
22.09.2020
As professional networks become increasingly important for brokers, obtaining appropriate guidance is now more vital than ever. We examine how this has changed with the evolving landscape.
14.09.2020
Adrian Moloney, Group Sales Director at OneSavings Bank, sat down for a chat with Greg Cunnington, Director of Lending Relationships and New Homes, Alexander Hall, to discuss how strong professional relationships can benefit your business and the services you provide.
Nathan Goodridge
19.08.2020
We explain how recent changes such as the stamp duty holiday could affect buy to let landlords, and take a look at the impact of Multi Dwelling Relief on portfolios.
29.07.2020
If your buy to let clients are looking to maximise their portfolios, they may consider converting their rental properties into an HMO in order to benefit from higher yields and rental returns.
Roger Morris
02.07.2020
Although HMOs are an appealing investment option, landlords need to understand what their responsibilities are before renting out a property.
This content is best experienced with your device in landscape mode. Please rotate your device for optimal display.
This content is best experienced with your device in portrait mode. Please rotate your device for optimal display.
