Edition four
Published: 19.03.2016
Welcome to the fourth edition of the half-yearly Buy to Let Britain report from Kent Reliance, looking at the trends in the private rented sector (PRS), and the Buy to Let mortgage market that supports it.
This edition comes at a time when the Buy to Let market is under pressure like never before. Two years on from our inaugural edition, both the PRS and the Buy to Let market now sit firmly in the sights of both politicians and regulators. Driven by a political agenda that prioritises home ownership and a view that Buy to Let is harmful to the UK’s housing market, property investors are seen as the scapegoats for the nation’s housing issues, whilst regulators are turning their attention to the lenders that support the market. This constant focus on managing demand does nothing to address the real issue, which remains the lack of supply of new housing. However, notwithstanding the various initiatives aimed at curbing Buy to Let, the reality is that the market, and the PRS that it supports are essential parts of our housing supply. It is unfortunate that this is not acknowledged by policy makers, whose actions will primarily affect the tenants who they are arguably aiming to support; the prospect of higher tax on Buy to Let is already pushing up rents.
This report follows one of the industry’s busiest ever periods, as property investors moved at breakneck speed to complete purchases ahead of a new stamp duty surcharge on second homes. But the full impact of recent tax and regulatory changes is still to come. Meanwhile, the measures announced in the Chancellor’s 2015 Summer Budget have changed the way in which landlords approach mortgage finance, and spurred large landlords into forming limited companies. As always, we have worked out the current size of the PRS and its value – and more importantly – we consider the rate at which it is growing, and how the changing tax and regulatory environment will affect its growth.
Alan Kimber
24.01.2022
Adrian Moloney
13.07.2020
Adrian Moloney
27.05.2020
Adrian Moloney
01.07.2020
Adrian Moloney
19.07.2020
Alan Kimber
04.10.2022
Adrian Moloney
14.09.2020
Adrian Moloney
19.11.2020
OSB Group
18.03.2022
Jon Hall
21.07.2022
Adrian Moloney
14.12.2022
Adrian Moloney
19.06.2023
Adrian Moloney
12.06.2023
Adrian Moloney
26.09.2023
Adrian Moloney
12.12.2023
Adrian Moloney
04.01.2024
PR Team
18.04.2024
Emily Hollands - Group Head of Distribution
16.05.2024
PR Team
12.11.2024
PR Team
16.09.2024
Adrian Moloney
07.06.2024
PR team
06.06.2024
Liza Campion
22.05.2023
Adrian Moloney
22.05.2023
Liza Campion
22.05.2023
Adrian Moloney
22.05.2023
Liza Campion
22.05.2023
Adrian Moloney
16.08.2022
Alan Kimber
01.10.2021
Adrian Moloney
19.07.2021
Adrian Moloney
08.12.2020
Adrian Moloney
21.10.2020
Adrian Moloney
22.09.2020
Adrian Moloney
14.09.2020
Nathan Goodridge
19.08.2020
Adrian Moloney
29.07.2020
Roger Morris
02.07.2020
Adrian Moloney
13.07.2021
Alan Kimber
22.06.2021
Edition nine
06.05.2019
Edition eight
11.05.2018
Edition seven
18.11.2017
Edition six
13.05.2017
Edition five
18.11.2016
Edition three
12.03.2015
Edition two
12.01.2015
Edition one
10.12.2014
Underwriting Team
31.07.2024
Alan Kimber
19.01.2022
Alan Kimber
01.10.2021
Adrian Moloney
16.11.2020
Jim Brown
03.08.2020
Jim Brown
27.07.2020
Adrian Moloney
15.07.2020
Adrian Moloney
06.07.2020
Adrian Moloney
01.07.2020
Jim Brown
22.06.2020
Dawn Mirfin
17.06.2020
Adrian Moloney
16.06.2020
Adrian Moloney
10.06.2020
Adrian Moloney
01.06.2020
Adrian Moloney
27.08.2020
Adrian Moloney
15.09.2020
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