Buy to let

Residential

Info

Register

Product summary Product : 03195 KFAB2411

  • LTV 75%
  • Mortgage type Fixed
  • Term 2
  • Initial rate 6.09%
  • Product fee 2.5%
  • ERC

    Yes

    (see below)

Repayment terms available?

Interest-only terms available?

Porting available?

Revert rate

BBR + 3.25%

Bank of England Base Rate (BBR): 4.75%

Minimum loan

£15,000

Maximum loan

Unlimited

Early repayment charges

Year one: 4%

Year two: 3%

Term

5-35 years

CCJs

0 in 36*

*These are acceptable where one of the following applies:
• Where all CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
• Where all CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
• Where the CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application

Defaults

0 in 36*

*These are acceptable where one of the following applies:
• Where all CCJs/defaults were registered more than three years ago and satisfied prior to mortgage application
• Where all CCJs/defaults were satisfied more than 12 months prior to application regardless of date of registration
• Where the CCJs/defaults in aggregate amount to less than £300, regardless of date of registration, and satisfied prior to mortgage application

Secured arrears

0 in 12

Unsecured arrears

Not counted*

*Whilst unsecured arrears aren't counted, we reserve the right to consider on a case by case basis as part of the full underwrite.

Product fee

2.5%

Application fee

£145

Rental income requirements

Please see our lending criteria

Income backed requirements

Please see our lending criteria

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